SmartVest – AI-Powered Personalized Financial Advisor

Client Need: Financial institutions aim to enhance client engagement and investment outcomes by offering AI-driven personalized guidance. The goal of this solution is to leverage Generative AI to analyze client profiles and match them with the most suitable financial products, delivering tailored recommendations that align with individual goals and risk preferences.

TrieDatum’s Solution: TrieDatum developed SmartVest using a modular and scalable AI-driven approach, enabling seamless integration with financial institutions' existing data ecosystems. The key components include:

1. Configurable Product Offerings:

• GenAI scans internal PDF documents to extract and catalog available financial products.
• It generates structured metadata in JSON format, capturing key attributes such as risk level, return potential, and investment tenure.

2. Customer Profiling:

• Clients are profiled based on key characteristics such as age group, income, average expenditure, and investment behavior.
• A dynamic risk profile is generated, leveraging data from the institution’s Data Lake or Data Warehouse for deeper insights.

3. AI-Driven Recommendations:

• GenAI intelligently matches customer profiles with the most relevant investment products.
• Personalized recommendations are generated based on real-time data, ensuring alignment with clients’ financial goals.
• A user-friendly web interface empowers financial advisors to review AI-generated suggestions and enhance client interactions.

Expected Benefits:

• Enhanced Personalization: Delivers tailored investment strategies that align with individual risk appetites and financial objectives.
• Improved Client Engagement: Strengthens relationships between advisors and clients by offering data-driven, personalized insights.
• Operational Efficiency: Automates data extraction and profiling, reducing manual effort and improving decision-making speed.
• Regulatory Compliance: Ensures investment recommendations are aligned with risk assessment guidelines and financial regulation
• Scalability & Adaptability: Designed to integrate with evolving financial products and regulatory requirements, making it future-ready.

Conclusion: TrieDatum’s SmartVest demonstrates how AI can revolutionize financial advisory services, making personalized investing accessible, efficient, and scalable.